MillennialSpending.com

Investment Returns Calculator

Project your investment growth based on different contribution scenarios and market conditions.

Investment Parameters

7%
30 years
2.5%
15%

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Investment Education

Diversification

Diversification is a key strategy to reduce risk. By spreading your investments across different asset classes (stocks, bonds, real estate, etc.), you can minimize the impact of any single investment's poor performance.

Dollar-Cost Averaging

Investing a fixed amount regularly, regardless of market conditions, can help reduce the impact of market volatility and potentially lower your average cost per share over time.

Asset Allocation

Your asset allocation should reflect your risk tolerance and investment timeline. Generally, younger investors can afford to take more risk, while those closer to retirement may want to be more conservative.